Rafiaa Ibrahem Al-Hamdani, Jamal Hadash Mohammed
This study presents the use of Family Budget as an instrument for the good performance of the families of the Nineveh Governorate's financial management, thus avoiding indebtedness and providing better income and higher financial reserves. The research aims to verify whether the families of the Nineveh Governorate of Nineveh City, Iraq, have Family Budget for family income management through the following specific objectives: to analyse the perception of the family of the Family Budget - fancier; to verify how these researched families carry out financial management and use this planning; and, finally, to identify the perception of the family of the Family Budget - fancier; We used the theoretical framework with topics that address issues related to the subject, such as: economic scenario, financial education and Family Budget , for validation and better understanding of the study. The methodology used in this study is that of quantitative data analysis, of a descriptive and exploratory nature, responded to 1350 members out of a total of 760 families residing in the neighbourhood surveyed by means of a closed questionnaire applied to a group of 760 families. It was observed from the perception of the interviewed families that Family Budget is considered an important instrument. The number of families using this tool, however, is considerably small. The objectives of the study were considered to have been achieved, as the result showed that Family Budget is relevant to improving the performance of Nineveh Governorate families in financial management, but there is room for much more exploration.