Revista de Asuntos Legales, Éticos y Regulatorios

1544-0044

Abstracto

The Impact of Credit Risk Management, Macroeconomic Variables on Bank Performance in Nigeria

Sibor Areghan, Omankhanlen Alexander, Chima Menyelim Mathias, Komolafe Titilope Deborah, Okereke Karachi Yvonne

 The aim of this paper is to identify the main impact that credit management, macroeconomic variables on Bank performance in Nigeria. To this end we conducted a stud using macroeconomic data, and other indicators of credit management and Bank performance from 2009-2017 using 12 deposit Money Banks in Nigeria. We therefore used the Ordinary Least Square (OLS) method to determine the factors that allow us to explain the impact of credit management, macroeconomic variables on bank performance in Nigerian banks. The result showed the presence of a positive connection between the capital adequacy proportion and the sum national income on the Return on Asset. Therefore, Depositing Money Banks with a greater proportion of capital sufficiency can all the more likely develop more advances and retain credit misfortunes whenever it occurs and thus document better financial productivity as for the assets.

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