Donafeby Widyani
Fraud in insurance causes a lot of financial losses, both for insurance companies and for policyholders. To handle this, one of the solutions offered is data sharing technology. Data sharing has great potential in business process innovation. Data sharing can mitigate fraud and has been widely used in other countries. This research wants to look further into the benefits of data sharing to minimize fraud in the insurance industry in Indonesia. This research method is qualitative with descriptive analysis. The conclusion of this research is that data sharing is useful for the insurance industry in Indonesia, but there are several challenges that need to be considered which are regulations, the readiness of insurance companies in Indonesia to carry out data sharing and the security of policyholder data.